"It's time to start selling your things. This is an excellent way to make extra money and to start detaching from material things."
#1 WRITE THINGS DOWN
Start by making a daily diary of everything you spend and I mean everything. This will high-light where you are wasting money.
Start with your salary, then list all of your regular outgoings such as rent, fuel, utility bills, gym, subscriptions, groceries and so on.
Then write down all the extras such as the lunch you buy from Starbucks everyday, concert tickets, clothes, new shoes, that daily chocolate bar even down to that last penny sweet(do they still exist?)
Initially it might seem extreme but this is a good way of analysing where your money is going. We've all had that feeling where you've only just withdrawn £20 but you don't know what you have spent it on.
#2 SET A MONTHLY SAVING TARGET
So apart from things you can't control such as rent and utilities, it's time to decide how much to spend.
Cancel those monthly subscriptions that you don't use/need. The gym was an important part of my life but I cancelled my membership and opted to workout at home doing HIIT, running and riding my bike.
Decide a fixed amount for your grocery shop and fuel. Then decide an allowance for yourself. After keeping track of what we were spending for a couple of months we decided to allow ourselves a weekly spend of £30. It's up to you what you spend your allowance on but make sure you stick to it. Withdraw your weekly allowance, that way you can keep track of what you spend and don't use your switch card.
Once you know your outgoings you will be able to see what you have left over to save.
#3 BANK ACCOUNTS
We had a bank account for each out going. We set up a standing order each month from the account our salary is paid into to each of the individual accounts. Then whatever was left over in our main account was our monthly allowance.
Rent and utilities
This might seem excessive but this ensures that everything is covered and that you don't "dip" into money that's for other items.
#4 USEFUL APPS
Who doesn't love a good app these days. There are plenty of useful money saving apps out there
Savings Goal- This is a visual on line piggy bank. Each time you save some money add the amount on this app and you will see the amount in your piggy back increase.
Spending Tracker- This has useful features. You can input your salary amount and then add categories of your outgoings. Another fantastic way of monitoring your spending.
#5 SENSIBLE SHOPPING
Saving doesn't mean you have to survive on Pot Noodles until you set off on your adventure. Change supermarkets, visit markets, butchers, international supermarkets. Seek out when the whoopsies are out on the shelves
Plan exactly what you are going to eat the following week for breakfast lunch and dinner. This will ensure that you only buy exactly what you require, it actually makes food shopping easier and faster.
#6 LUNCH AND DRINKS
Make leftovers every night at dinner, this will taste great for your lunch the next day.
Stop going to Starbucks and Costa. Buy a drinks canister and make your own at home.
Drink lime and soda water when you are out, it's so cheap and it will stop you from becoming a hermit.
Go to your mates for dinner, it's one less meal for you to worry about and you get to see your friends at the same time.
Seek out restaurants that have deals such as 2-4-1.
Do things that are free, visit art galleries, museums, go for a walk in the countryside, ride a bike, run. We found so many beautiful places close to where we live by doing this.
#8 BE RESOURCEFUL
Turn off the lights, don't leave your tv on stand by, stop boiling the kettle so often. Use electricity at night, the rate is cheaper, a slow cooker is perfect for this.
Think twice before putting your heating on, wear extra layers.
Trust me when you think your shampoo or moisturiser is empty, cut it open. You will find loads left in side.
If you have two cars get rid of one, car share. Look into walking, running or riding a bike to work. Search for free parking and ask friends for lifts.
#9 THINK BIG
Look at your largest outgoing and see if you can eliminate it, such as your rent or mortgage. If you have a mortgage can you rent out a room or move out and rent out the whole property.
Considering renting a room at your friends or moving in with family. If you can do this you will see your savings increase quick time. You will be getting rid of your main outgoing and you might even receive refunds from some of the utility companies.
It's time to start selling your things. This is an excellent way to make extra money and to start detaching from material things. Attend car boot sales, sell on eBay or Facebook. I sold so much of our belongings to my colleagues. Trust me those items you want to hold on to, that shirt you've never worn you really won't care about them and will have forgotten about their existence in a couple of weeks.
This can be pricey. So for those items you can't bare to part with my advice would be to call on your family and friends. See if they have room in their lofts, cellars or living rooms. The last thing you want while you are away is a monthly out going to the storage unit.
#12 CHRISTMAS IS CANCELLED
Let your friends and family know this year you are not buying for Birthdays, house warming's, Christenings, Christmas and so on. It might be difficult to say the words at first but don't worry people will totally understand.
#13 TRAVEL ITEMS
Make a list of items you will need for your trip. Then start asking around your friends and family to see if anyone has anything you can borrow, chances are they will. Keep an eye out in the sales and check eBay.
In all the time we were travelling we never came across anyone who complained about the sacrifices they had made. The only stories that we heard were ones of adventure, life and happiness. This will be the best thing you have EVER done!